ZeroLend

Aave is a decentralised non-custodial liquidity protocol where users can participate as suppliers or borrowers. Suppliers provide liquidity to the market while earning interest, and borrowers can access liquidity by providing collateral that exceeds the borrowed amount.

Sky.money is a non-custodial gateway to the decentralized Sky Protocol, which centers around the USDS stablecoin.

Spark Fi is a non-custodial DeFi protocol that allows users to lend and borrow digital assets through SparkLend, while earning passive income via the USDS stablecoin and its associated Sky Savings Rate.